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The E-PP at a glance
Type of investment vehicle
Combined individual pension plan
Contributions
Under age 40: Defined contribution component
Age 40 and up: Defined benefit component
Can switch from one type to the other
Management and administration fees
Deductible
Options at retirement
Maintain plan
Transfer to RRSP/RRIF
Purchase annuity
Tax advantages
Ability to accumulate up to $1 million more than an RRSP over 20 years
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